Phone: 401-868-8265
Email: info@fallonagency.com

​RI & CT 

WHOLE LIFE & TERM INSURANCE

Whole-life insurance is a policy also known as permanent insurance, which provides coverage for a lifetime.  It can pay dividends build cash value accumulation. . 

A term insurance policy covers a length of time such as 10, 20, 30, and 40 year periods of time for a level fixed premium.  There are advantages to each type of life insurance policy, and whether you choose whole-life or term depends on your individual situation.  We are happy to assist with multiple options designed to fit your budget.

LIFE INSURANCE PROTECTION

Preparing for the future is important , especially in unpredictable times.

We offer various Life products which can be customized to meet each need.

There are many reasons to review life insurance protection.

• Losing a spouse
  
• Burial expenses
  
• Mortgage
  
• Preserving quality of life
  
• College tuition
  
• Estate protection
  
• Debts
  
• Tax-free transfer of wealth- some life insurance benefits can be received tax-free to beneficiaries
  
• Leaving a legacy to loved ones, ensuring their family's financial future 
  
• Business buy/sell agreements- partnerships and business continuation